Tag Archives: car

200,000 miles!!

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I am proud to say that our car has made it to the 200,000 mile mark.
Now I pray that God will help it to make it to 300,000 miles and beyond.

This Ford Taurus and our middle son are both 14 years old.
We bought it 3 weeks before he was born.
It’s been nicknamed “The Big Red Car” for a long time now thanks to The Wiggles.

I would be awesome if this car could stick around long enough to help our kids through high school and college. Oh the stories it would be able to tell.
I lay my hands on the dash just about every day and ask God to help it last another 10 years.

Why am I so excited about a 14 year old car hitting 200,000 miles?
Because I have no car payments and do not ever want one again.
We have been driving this car for over 10 years now debt free and that is why I thank God every day for making it last. He is good!

Do you have a car that has made it to the 200,000 mile mark or beyond?
Please share your story by commenting below.
What kind of car is it?
How old and how many miles?

We will be looking for another used car soon as our kids make it to driving age and would love your recommendations.

Thank you.

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Why we needed an Emergency Fund

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In life there are always ups and downs, periods of rest and unrest, calm weather and stormy weather.
The past 2 years have been very stormy for us financially and had it not been for our emergency fund or savings we would have been sunk.

Last year and the first part of this year we struggled with a car that we eventually determined was a lemon and had to go.
It all started with transmission and computer trouble.
A few months later the torque convertor went out.
We thought maybe the worst was over until the engine started misfiring.
After spending thousands of dollars within a short time we finally decided that this thing had to go.

Determined not to go into debt for a car ever again, we began shopping for something that we could just swap for.
We found a great deal on another vehicle, but as the dealership inspected our car, somehow it sprang a radiator leak.
In disbelief, I went to see for myself and lo and behold there was a stream of green fluid running out from under the car.
Still determined to get rid of this car, I took it and had the radiator replaced and thankfully the dealership took it.

To top things off, this year an epic rain fall flooded our crawl space, costing another couple thousand dollars to repair.

Through it all though, we thankfully did not have to revert to the use of a credit card once. We didn’t even have a credit card to use because we had cut them up many years ago.
But the only way we are able to live without credit cards and still feel secure is to have an emergency fund. You never know what life might bring your way.

Right now, we are working on building our emergency fund back up and just praying that there will be some peace in the midst of the storm for a little while.

I hope that our story inspires you to either get your own emergency fund built up or strengthen the one you have.

Tomorrow is determined by what you do today. – John Wooten


What Would You Do Without a Car Payment?

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We have not had a car payment in close to 10 years and to be honest with you, we have kind of gotten used to it.
It’s hard to imagine having a car payment ever again and with proper budgeting, planning and faith in God, we hope that we never will.

Although a necessity in America, cars are not a good investment of your money and it handcuffs you financially.
If you have a car payment or two I challenge you to pay it off as quickly as possible and make a promise to yourself to never have another one.

Why? Because there is so much more that you can do with that money that can last a life time.

Take a moment and think of possibilities that could open up in your monthly budget.

What would you do without a car payment?

Here are a few things that we have been able to do.

  • Give the kids music lessons or take them yourself
  • Take martial arts such as Karate or TKD as a family
  • Start or add to a college fund
  • Start or add to a retirement account such as an IRA or 401k
  • Give to missions or other ministries in the church

If you have a moment, please take to time to comment and  share what you have been able to do or would do without a car payment.


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